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Disclaimer

Last updated: 2025

General Disclaimer

This website provides general information about family finance, budget planning, and household management in Canada. The content is intended for informational purposes only and should not be considered as comprehensive financial advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding the completeness, accuracy, or reliability of any content presented on this site. Family financial situations are unique and complex, and what works for one household may not be appropriate for another. We strongly encourage you to conduct your own research and verify all information independently before making any financial decisions affecting your family's future.

No Professional Advice

The information, tools, calculators, and resources available on this website do not constitute professional financial, legal, tax, or investment advice. Nothing on this site should be interpreted as a recommendation to buy, sell, or hold any financial product or investment. We are not licensed financial advisors, accountants, lawyers, or tax professionals. The strategies and suggestions discussed are educational in nature and should not be relied upon as a substitute for professional consultation with qualified advisors. Every family's circumstances are different, including income levels, debt situations, risk tolerance, and long-term goals. Before implementing any financial strategy or making significant household financial decisions, please consult with appropriate licensed professionals who can assess your specific situation and provide personalized guidance.

Liability Limits

To the fullest extent permitted by Canadian law, we disclaim all liability for any direct, indirect, incidental, consequential, or special damages arising from your use of this website or reliance on its content. This includes, but is not limited to, financial losses, investment performance, budget planning outcomes, or household management decisions made based on information found here. We are not responsible for any errors, omissions, or inaccuracies in the content, nor for any technical issues affecting website accessibility or functionality. By accessing and using this website, you acknowledge that you do so at your own risk and assume full responsibility for any decisions or actions taken based on the information provided. We recommend maintaining regular consultation with qualified financial professionals to ensure your family's financial plan remains appropriate for your evolving circumstances and Canadian financial environment.